> First Title's Residential Loan Protection Policy not only gives you protection beyond that given by a solicitor's certificate, it can also remove barriers and make your client's home refinancing safe and easy.

> Why would a lender accept a Title Insurance policy instead of a solicitor's certificate?
> Will the title insurance policy cover all the things contained in a Solicitor's certificate?
> Can a lender insure a pool of existing mortgages it is purchasing?
> Can we insure our mortgages when refinancing?
> Will a title insurance policy guarantee enforceability of a mortgage?
> Will a title insurance policy cover any loss on sale if there is a defect in the property?
> What will the title insurer do to ensure I get a registered mortgage?
> How will the changes to the Law Practitioner's Act affect a title insured lender?
> How does title insurance cover fit in with Lender's Mortgage Insurance?
> What are the risks covered?

A title insurance policy arranged for a lender through First Title includes coverage against the following risks:

> Failure to obtain the required mortgage priority;
> Invalidity or unenforceability of the mortgage;
> Borrower fraud or forgery;
> Lack of capacity of borrowers;
> Lack of proper or independent legal advice;
> Contravention of easements, rights of way, or covenants recorded on the title to the land;
> Contravention of zoning laws;
> Boundary encroachments;
> Adverse circumstances that would have been disclosed by an accurate identification survey;
> Adverse affectations or resumption notifications by any government or statutory authority.