> First Title's Residential Loan Protection Policy not only gives you protection beyond that given by a solicitor's certificate, it can also remove barriers and make your client's home refinancing safe and easy.

> Why would a lender accept a Title Insurance policy instead of a solicitor's certificate?
> Will the title insurance policy cover all the things contained in a Solicitor's certificate?
> Can a lender insure a pool of existing mortgages it is purchasing?
> Can we insure our mortgages when refinancing?
> Will a title insurance policy guarantee enforceability of a mortgage?

An obvious advantage of title insurance is that it guarantees the lender will receive a valid and enforceable mortgage from the moment the loan is advanced for the whole life of the mortgage. Amongst the risks covered are borrower fraud and forgery, undue influence, failure to obtain independent legal advice failure to obtain registration in the right priority.

> Will a title insurance policy cover any loss on sale if there is a defect in the property?
> What will the title insurer do to ensure I get a registered mortgage?
> How will the changes to the Law Practitioner's Act affect a title insured lender?
> How does title insurance cover fit in with Lender's Mortgage Insurance?
> What are the risks covered?