> First Title's Residential Loan Protection Policy not only gives you protection beyond that given by a solicitor's certificate, it can also remove barriers and make your client's home refinancing safe and easy.

> Why would a lender accept a Title Insurance policy instead of a solicitor's certificate?
> Will the title insurance policy cover all the things contained in a Solicitor's certificate?
> Can a lender insure a pool of existing mortgages it is purchasing?
> Can we insure our mortgages when refinancing?

Since September 2000, we have been providing insurance to New Zealand lenders under various refinancing programmes.

The benefit of a refinancing programme to a lender is that it removes many of the barriers that stop a borrower from switching their loan.

Look at the refinancing experience from the customer's perspective. What seems efficient to a lender is often seen as barrier and a hassle to the borrower. By breaking down the barriers to refinancing, a lender is delivering real benefits to its customers - and in doing so, making the process of mortgage origination more efficient.

> Will a title insurance policy guarantee enforceability of a mortgage?
> Will a title insurance policy cover any loss on sale if there is a defect in the property?
> What will the title insurer do to ensure I get a registered mortgage?
> How will the changes to the Law Practitioner's Act affect a title insured lender?
> How does title insurance cover fit in with Lender's Mortgage Insurance?
> What are the risks covered?